Privacy Policy

Credit Card Payment Services, (CCPS) and its subsidiaries respect your privacy and are committed to protecting it. CCPS provides this Privacy Statement to inform you of our Privacy Policy and practices and of the choices you can make about the way your information is collected online and how that information is used. We’ve structured our websites so that, in general, you can visit CCPS on the Web without identifying yourself or revealing any personal information. We make this notice readily available on our home page and at the bottom of every CCPS Web page.

This Privacy Statement applies to all CCPS-owned websites and domains, and our wholly owned subsidiaries (“CCPS websites.”).

Links to non-CCPS websites

The CCPS websites may provide links to third-party websites for your convenience and information. If you access those links, you will leave the CCPS website. CCPS does not control those sites or their privacy practices, which may differ from ours. We do not endorse or make any representations about third-party websites. The personal data you choose to give to unrelated third parties is not covered by the CCPS Privacy Statement. We encourage you to review the privacy policy of any company before submitting your personal information. Some third-party companies may choose to share their personal data with CCPS; that sharing is governed by that third-party company’s privacy policy.

This Privacy Statement covers personal information, non-personal data collection and aggregate reporting.

CCPS is committed to protecting the privacy needs of children and we encourage parents and guardians to take an active role in their children’s online activities and interests. CCPS does not knowingly collect information from children under the age of 13 and CCPS does not target its websites to children under 13.

CCPS uses your personal information to provide you with services and to help us better understand your needs and interests. Specifically, we use your information to help you complete a transaction or order, to communicate with you, to provide service and support, to update you on services and benefits, to personalize promotional offers and to personalize some CCPS websites. Occasionally we may also use your information to contact you for market research regarding CCPS products or services. We will give you the opportunity to choose your privacy preferences regarding such communications (see section 7, “Your privacy preferences and opting out”). Credit card information is used only for payment processing and fraud prevention. Sensitive personal information is collected only to facilitate our financial service providers’ credit decisions and will be shared with them only with your permission.

Credit card information and sensitive personal data are not used for any other purpose by our financial services providers or CCPS and will not be kept longer than necessary for providing the services, unless you ask us to retain your credit card information for future purchases.

Personal data collected online may also be combined with information you provide CCPS through other sources such as product registration, call centers or public events such as trade shows or seminars.

Personal data given to CCPS may be transferred across state and country borders for the purposes of data consolidation, storage and simplified customer information management.

Non-personal data is aggregated for reporting about CCPS website usability, performance and effectiveness. It is used to improve the customer experience, usability and site content.

CCPS will not sell, rent or lease your personal information to others. CCPS will not share your personal information with third parties except in responding to your requests for products or services. Your permission will be requested when you submit your information.

CCPS contracts with third-party service providers and suppliers to deliver complete products, services and customer solutions described in “How we use your information.” Suppliers and service providers are required to keep confidential the information received on behalf of CCPS and may not use it for any purpose other than to carry out the services they are performing for CCPS. These service providers may change or we may contract with additional service providers to better accommodate our customers. CCPS will not share personal information with any other third parties without your permission, unless required by law enforcement action, subpoena, or local law.

CCPS or its related entities could merge with or be acquired by another business entity or some or all of their respective assets could be acquired. If such a combination or acquisition occurs, CCPS will make every reasonable effort to notify you in the event we share with the merging or acquiring entity some or all of your personal information to continue serving you.

CCPS gives you the choice of receiving a variety of information that complements our products and services. You can subscribe to receive certain product- and service-specific information and CCPS-wide marketing communications. communications may include new product information, special offers, or an invitation to participate in market research. We give you a choice regarding delivery of communications by postal mail, e-mail and telephone.

Non-subscription services

CCPS will not use your personal information for a different purpose than the one stated when you provided your data. Examples of unrelated uses include sending communications about special offers, product information, and marketing messages. You can, however, opt out of our services and/or ask us to delete any data we have pertaining to you and/or your company by simply responding to the email you receive from us asking us to delete any data on file and to not contact you further.

We do not share your information with any third party without your express written consent. Your information is forwarded to the appropriate banking institution only after you have signed the contract between your company and the third party banking institution, therefore gaining your express written consent to do so.

CCPS strives to keep your personal information accurate. We have management processes and policies to maintain customer data accuracy.

The most effective way to view and change your personal information is to return to the Web page where you originally submitted your data and follow the instructions on that Web page or use CCPS.

CCPS is committed to protecting the information you provide us. To prevent unauthorized access or disclosure, to maintain data accuracy, and to ensure the appropriate use of the information, CCPS has in place managerial procedures to safeguard the information we collect.

CCPS will not accept your credit card number, Date of Birth, and SSN#. We only require a few simple contact details to be able to contact you about your merchant account needs and other merchant account related needs.

If there are updates to the terms of CCPS’s Online Privacy Statement, we will post those changes and update the revision date in this document, so you will always know what information we collect online, how we use it, and what choices you have. For material changes to this Statement, CCPS will provide notification to affected customers.

We value your opinions. If you have comments or questions about our privacy policy, please send them to the CCPS Privacy Office, at dschwartz@creditcardpaymentservices.com

  1. Sites covered by this Privacy Statement

  2. Types of information we collect

    • Personal information is information that is associated with your name or personal identity. CCPS uses personal information to understand better your needs and interests and to provide you with better service. Once you choose to provide us with personal information, you can be assured it will be used only to support your customer relationship with CCPS. We take seriously the trust you place in us. CCPS will not sell, rent or lease your personal information to others.

      To personalize our websites, services or communications and improve our products and services, we may also ask you to provide us with information regarding your personal or professional interests, demographics, and experiences with our products or services. Providing this additional information is optional.

    • Non-personal information is data about usage and service operation that is not associated with a specific personal identity. CCPS collects and analyzes non-personal information to evaluate how visitors use the CCPS websites.

      Non-personal data we collect may include the pages visited on the CCPS websites, unique URL(Uniform Resource Locator) visited within http://www.creditcardpaymentservices.com, browser type and IP(Internet Protocol) address. Most non-personal data is collected via cookies or other analysis technologies.Creditcardpaymentservices.com Web pages use cookies, Web beacons and other technologies for data analysis and personalization services. CCPS also places ads on other websites that may use cookies.

  3. Children’s privacy

  4. How we use your information

  5. Who we share your information with

  6. Your choices

  7. Your privacy preferences and opting out

  8. Your information and third-party companies

  9. Access to and accuracy of your information

  10. Keeping your information secure

  11. Changes to this Statement

  12. Contacting us