Get approved where other banks say no.
Creditcard Payment Services places high-risk and retail merchants with the right processors and banks — low rates, genuine account stability, and a team that stays with you long after approval. Over 90% of high-risk businesses approved, most live in 2–3 business days.
- 90%+ approvals
- 2–3 day setup
- 24-hour response
- ACH & eCheck
Merchant solutions built for the accounts banks avoid
One partner for card processing, high-risk approvals, and alternative payments — all under low, stable rates.
High-Risk Merchant Accounts
Approved when the big banks decline you. We board 90%+ of high-risk businesses — eCommerce, recurring, travel and more — with rates that stay competitive.
Credit Card Processing
Accept every major card online, by phone, or in person. Reliable processing, transparent pricing, and support that actually answers.
Check21 & ACH
Add eChecks and ACH to capture an extra 3–36% of revenue — and approve customers who don’t qualify for cards.
Low rates. Real stability. Service that stays.
Low, stable rates
Competitive pricing that doesn't creep up after you're onboarded.
Account stability
Relationships with multiple banks mean your account stays open and processing.
Alternative payments
eCheck and ACH options to capture revenue cards can't.
Multiple processors & banks
We shop your file to the right partner instead of forcing one box.
Unparalleled service
A real specialist who takes care of you through the whole account lifecycle.
In it for the long term
We want your business for years — so we're committed to your success.
From application to processing in days, not weeks
Apply in minutes
Send us a few details about your business. We respond within about 24 hours with real options.
Underwriting & approval
We match your file to the right bank and processor. Over 90% of high-risk merchants are approved.
Start processing
You're typically live in 2–3 business days — accepting cards, ACH, and eChecks.
Trusted by merchants others turned away
Get your rate & approval — fast.
Fill out the form and a specialist will call or email you, usually within the hour, with real options for your business. No obligation.
- Fast response — within 24 hours
- 90%+ of high-risk businesses approved
- Live in 2–3 business days
- Cards, ACH & eCheck under one roof
Merchant Application
Secure & confidential. Takes about two minutes.
Ready to get approved?
Join the merchants who found a payments partner that actually has their back.