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Check21 & ACH

Check21 & ACH Processing

Capture the revenue cards can’t — add electronic checks and ACH to your payment mix and approve more customers.

Black credit card on a glowing gold contactless payment terminal

Electronic checks increase revenue

Adding ACH and eChecks to your credit card processing can capture an extra 3% to 36% of transactions and revenue — customers who would otherwise walk away. Creditcard Payment Services makes it simple to accept payments on your website, or by phone, fax, or mail.

ACH is a fast, safe and effective method to accept payments directly from a customer’s bank account, and it works for any type of legal business — including all high-risk types.

Check21 for merchants outside ACH criteria

Check21 is available for merchants who don’t fit the criteria for ACH approval. The process uses your authorization number — a recording or paper auth number — as the signature on the check, so you can keep collecting payments with confidence.

Why add ACH & Check21

More approvals, more revenue, less risk

+3–36% revenue

Recover sales that cards alone would lose.

Bank-to-bank

Pull payments straight from customer accounts.

All high-risk types

Any legal business can be boarded for ACH.

Check21 flexibility

Approve merchants who don't qualify for ACH.

Web, phone, fax or mail

Collect payments through any channel.

Stable & reliable

The same account stability CCPS is known for.

Fill the form and we'll get your revenue flowing

Fast response — usually within 24 hours.

Apply Now

Get your rate & approval — fast.

Fill out the form and a specialist will call or email you, usually within the hour, with real options for your business. No obligation.

Merchant Application

Secure & confidential. Takes about two minutes.